Turning Stock on a Shelf Into Available Capital
Financing tied to inventory only works if the inventory data is trustworthy. Three steps to that.
Setup
Your stock arrives and is logged into our warehouse system against your SKUs, so on-hand quantities and sales velocity are recorded from day one.
Inventory Management
Counts stay current as orders ship and freight lands, backed by ABC cycle counting rather than a single annual count.
Order Processing and Returns
Orders in before 1:00 PM Central ship the same business day, and returns are inspected and restocked so recovered units re-enter the count.
What Brands Financing Inventory Get With Fulfyld
Numbers a Lender Can Rely On
On-hand quantities are written back as stock moves, not reconstructed at month end — which is exactly the kind of data an inventory-backed facility is underwritten against.
Cycle Counting, Not an Annual Guess
Stock is classified A, B or C and counted on that cadence, so variances surface continuously and your reported position stays defensible.
Fewer Stockouts to Finance Around
Live counts and scheduled low-stock reports mean you reorder on data. Running out is a capital problem, not just a fulfillment one.
Less Cash Trapped in Safety Stock
Splitting inventory across locations can tie up 20-40% more working capital in buffer stock. One pooled position at one warehouse avoids carrying that twice.
Storage Billed on Space Used
You are charged for the space you actually occupy, so carrying deeper stock through a buying season is a known cost rather than a new lease.
24/7 Human Support
A named account manager reachable around the clock when a funder wants a figure confirmed or a report pulled at short notice.
Why Capital-Constrained Brands Choose Fulfyld
Inventory is usually the largest thing a growing brand owns and the hardest to borrow against. That gets easier when the numbers are clean:
- On-hand quantities are current rather than reconstructed, because they update as each order ships and each receipt lands.
- ABC cycle counting keeps variances small and continuous, so your reported inventory position holds up to scrutiny.
- Scheduled reports — low stock, returns analysis, kitting activity — arrive without anyone having to assemble them for a funding conversation.
- Storage billed on space actually occupied means a bigger inventory position has a predictable cost rather than a step change.
- 24/7 human support from a named account manager who can confirm a figure the same day it is asked for.
No minimum contract and no lock-in, which matters when your volume is being deliberately scaled against a facility rather than growing steadily.
Where Inventory Ties Up Cash You Cannot Spare
Growth constrained by capital is usually growth constrained by stock. These are the places it binds.
Selling Out of Your Best Product
A stockout is lost revenue on the item you were surest about. Live counts and low-stock reporting give you enough warning to reorder rather than discovering it from a customer.
Cash Sitting in Safety Stock
Holding buffer inventory in more than one place can tie up 20-40% more working capital depending on SKU count and lead times. A single pooled position avoids duplicating that.
Numbers You Cannot Evidence
Financing against inventory requires showing what you hold and how fast it moves. Counts written back continuously, plus cycle counting, make that a report rather than a project.
Storage Costs That Jump in Steps
A warehouse lease is a large fixed commitment taken before you know you need it. Storage billed on occupied space lets a larger inventory position scale in proportion.
Beyond Inventory Financing
Which stock is earning its space
ABC classification sorts a catalog by how hard each SKU works. It is the quickest way to see what is paying for its footprint and what is simply being stored.
Read moreUnits that are already spoken for
Stock sent into FBA leaves your control. Holding it here and prepping for Amazon as demand appears keeps more of the catalog countable in one place.
Read moreComponents now, finished units later
Assembling to order rather than months ahead keeps value in parts you can still redirect instead of finished goods you cannot.
Read moreThe demand you can actually forecast
A subscriber list is the most predictable demand most brands have, which makes the stock behind it the easiest to plan and the least likely to sit.
Read more“Paige, Brett, and Kelsey have been so great to work with! I went into the 3PL world with no experience and am really happy with my decision.”